Step 1 of 5

Where do you want to study?

Pick your target country. We have 2026 verified cost data for top destinations.

Canada

CAD · ₹55-60

GBP · ₹105-110

USA

USD · ₹85-90

Australia

AUD · ₹55-60

Germany

EUR · ₹90-95

Ireland

EUR · ₹90-95

New Zealand

NZD · ₹50-55

Singapore

SGD · ₹65-70

Step 2 of 5

What level of study?

Bachelor's, Master's, or PhD — costs vary significantly by level.

📘

Bachelor's

3-4 years

🎓

Master's (MS/MA)

1-2 years

💼

MBA

1-2 years

🔬

PhD

3-5 years

🩺

MBBS

5-6 years

📜

Diploma/PG

1-2 years

Step 3 of 5

Which university tier?

Top universities cost more but offer better outcomes. Estimate based on your target.

⭐

Top Tier

Ivy / Russell / Go8

🎯

Mid Tier

Reputed unis

💰

Budget Tier

Affordable unis

Step 4 of 5

Which city type?

Living costs vary dramatically between metro and smaller cities.

🏙️

Major Metro

Major cities

🏘️

Mid-Size City

Mid-size cities

🌳

Small/Regional

Smaller towns

Step 5 of 5

What lifestyle do you plan?

Your daily lifestyle (food, travel, entertainment) affects living costs by 20-40%.

🍲

Budget

Cook, share rooms

😊

Moderate

Mix of cook & eat out

🌟

Comfortable

Solo room, eat out

Your Estimate

Your Total Study Abroad Cost

Based on verified 2026 data for Indian students. Actual costs may vary 10-15%.

Total Estimated Cost

₹ —

— in foreign currency

📅 Year-wise Breakdown

💰 Cost Components

Category	Per Year (₹)	Total (₹)

💡 Smart Tips to Reduce Cost

📊 Compare with Other Countries

💬 Get This Estimate on WhatsApp

How It Works

Built on verified 2026 data

Our calculator uses real fee data from top universities, official visa fees, and 2026 cost-of-living indexes — not generic estimates.

🏫

University Fees

Real 2026 tuition from Top 50 universities in each country. Top tier (Ivy/Go8/Russell Group), Mid tier, Budget tier averages.

🏠

Living Costs

Official government cost-of-living estimates (Canada $20,635, UK £12,000, Australia AUD 24,505, Germany €11,904).

🛂

Visa Fees

Current visa fees including F-1 ($510), Student Visa UK (£524), SDS Canada ($150), Subclass 500 (AUD 1,600), Germany (€75).

✈️

Flights

Average round-trip flight costs Delhi to major destinations. One-time for short courses, annual for longer programs.

🛡️

Health Insurance

Mandatory health insurance for student visa - varies by country. Germany €110/mo, Australia OSHC AUD 600/yr, USA $1,500-2,500/yr.

📚

Books & Supplies

Average book, lab, supply costs vary by course. Higher for STEM ($1,500-2,500/yr) vs humanities ($500-1,000/yr).

Study abroad financial planning for Indian students

Why Calculate Cost First?

Financial planning saves you stress

Most Indian families underestimate study abroad costs by 30-40%. Hidden costs like health insurance, books, flights, and lifestyle add up. Our calculator gives you the FULL picture upfront.

Realistic Budgeting: Know exactly how much to save or borrow BEFORE applying
Loan Planning: Decide loan amount, collateral, repayment strategy in advance
Scholarship Strategy: Identify which scholarships fill which gap
Country Choice: See which country offers best ROI for your budget
Family Discussions: Show parents transparent numbers, not vague estimates
Avoid Surprises: No nasty "I didn't expect this" moments after arrival
Backup Plans: Know your Plan B if scholarships don't come through

Pro tip: Add 15-20% buffer to calculator estimates for currency fluctuations, unexpected expenses, and lifestyle creep.

💬 Get Detailed Plan

Study abroad cost calculator

Where do you want to study?

What level of study?

Which university tier?

Which city type?

What lifestyle do you plan?

Your Total Study Abroad Cost

📅 Year-wise Breakdown

💰 Cost Components

📊 Compare with Other Countries

Built on verified 2026 data

University Fees

Living Costs

Visa Fees

Flights

Health Insurance

Books & Supplies

Financial planning saves you stress

Know your cost, plan your future